 Charlotte State Bank offers products to maximize the use of your business capital:
For current rates, contact a Personal Banker at the office most convenient to you or e-mail us at customerservice@charlottestatebank.com
For higher balance savings that earn higher interest.
- $2500 Minimum opening balance.
- $2500 Daily balance required to avoid monthly service fee.
- Monthly service fee: $10
- Tiered interest, the more you have on deposit, the higher your return.
- Interest compounded daily and credited monthly
- Regulatory withdrawal limitations: If your account is a savings or money market deposit accounts (MMDA), federal law requires that an accountholder may make no more than six transfers and/or withdrawals during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks, to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by you and payable to third parties. Transfers and withdrawals made in person, by messenger or at an ATM are unlimited
- Regulatory withdrawal service fee: $7 is charged for each item over the regulatory limit
- Monthly statement of account provided
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Perfect to build a reserve for business cycle ups and downs when your balance is below $2,500.
- $200 Minimum opening balance
- Interest compounded daily and credited monthly
- $200 Daily balance required to avoid monthly service fee
- Monthly service fee: $3
- Two FREE withdrawals per month. $1 service fee for each additional withdrawal
- Regulatory withdrawal limitations: If your account is a savings or money market deposit accounts (MMDA), federal law requires that an accountholder may make no more than six transfers and/or withdrawals during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks, to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by you and payable to third parties. Transfers and withdrawals made in person, by messenger or at an ATM are unlimited
- Regulatory withdrawal service fee: $2 is charged for each item over the regulatory limit
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- $200 Minimum opening balance
- $200 Daily balance required to avoid monthly service fee
- Monthly service fee: $3
- Tiered interest, the more you have on deposit, the higher your return
- Interest compounded daily and credited monthly
- Two FREE withdrawals per month. $1 service fee for each additional withdrawal
- Regulatory withdrawal limitations: If your account is a savings or money market deposit accounts (MMDA), federal law requires that an accountholder may make no more than six transfers and/or withdrawals during any one (1) calendar month or statement cycle (the period from one statement to the next) or similar period of at least four weeks, to another of your accounts with us or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by you and payable to third parties. Transfers and withdrawals made in person, by messenger or at an ATM are unlimited
- Regulatory withdrawal service fee: $2 is charged for each item over the regulatory limit
You'll appreciate the valueable additional services:
- Account Reconciliation - download your account transactions into your spreadsheet and accounting system
- FREE Online Bill Pay - automate your routinely paid bills to save time and postage
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